Managing Money and Financial Planning – This course introduces students to the essentials of personal financial management, focusing on how individuals can evaluate and improve their financial well-being. Students will learn how to build effective budgets, reduce expenses, and manage credit responsibly. The course explores strategies for handling debt, from repayment plans to negotiation techniques. Major household expenses such as healthcare and housing are examined, along with practical ways to keep costs under control. Students will also study the role of digital tools and online banking in managing finances. By the end of the semester, students will be equipped with the knowledge and skills to take control of their personal finances and make informed decisions.
