Personal Finance and Financial Literacy – This advanced course builds upon the financial knowledge developed in Semester 1, focusing on topics that prepare students for adult money management. Students will examine credit scores and reports, borrowing options, taxes, insurance, and introductory investing. Lessons emphasize how financial decisions affect long-term stability and independence. Students will also explore college and career financial planning, learning to weigh costs, benefits, and funding strategies. Through interactive assignments and simulations, students will strengthen their ability to apply financial principles to real-world challenges. By the end of the course, students will demonstrate confidence in navigating complex financial systems.